"The challenge however lies in understanding (a) what tools, knowledge and skill sets are needed to influence positive financial behavior, (b) the appropriate implementation and delivery methods, and (c) the right policies to promote youth financial savings and education."
"Beyond the Buzz" Blog Series Post #3: Creating Financially Capable Youth: Is There an App for That?
"One’s stickiest behaviors, those most resistant to change, occur early in life. Ensuring financial capability early in life – particularly during adolescence, a time of transition and in which youth often make serous life decisions – could be critically important in counteracting the psychological barriers that notoriously inhibit positive financial behaviors, and thereby make saving and other positive financial behaviors an instinctive process, instead of a tedious and reflective one."
"The overwhelming trend toward mobile money in the future, and the wide gap between the percentage of respondents who use it now to those who view it as the greatest future opportunity could suggest a) an underlying enthusiasm for the use of mobile for financial access and/or b) a view that mobile phones remain a promise unfulfilled for youth financial inclusion."
"Beyond the Buzz" Blog Series Post #1: The Mobile Accelerator Theory of Youth Financial Access: Myth or Miracle?
"This presents a compelling hypothesis: if youth generally have access to mobile phones, are early adopters and fast learners of new technology, and develop their stickiest behaviors, those most resistant to change, earlier in life, then mobile solutions should accelerate financial access and capability among the youth demographic."