Regulatory Environments for Youth Savings in the Developing World: Identification and Control

Scarlett Aldebot-Green, New America
Thursday, October 16, 2014

To protect youth and financial institutions, we note that as policies around access and management are made more flexible, there will be a greater need for a solid, protective regulatory framework and adequate oversight.

Regulatory Environments for Youth Savings in the Developing World Blog Series Launch

Scarlett Aldebot-Green, New America
Thursday, October 9, 2014

Creating fertile environments for youth savings at financial institutions in the developing world could certainly lower the threshold of profitability for financial institutions by creating a larger pool of clients or by lowering or subsidizing the cost to financial institutions of doing business with those clients, at least in the short-term. 

Youth-Centered Policy-Making: Balancing Rights and Protections

Scarlett Aldebot-Green, New America Foundation
Friday, August 22, 2014

"those seeking to recommend policies, particularly in the context of a development framework, must be exceptionally calculated in their recommendations and must, at times, acknowledge that, while broad frameworks can create a point of departure, local stake-holders, particularly youth themselves and groups that work closely with youth, might be better positioned to craft context-specific policies that strike the necessary balance between rights and protections."

Analyzing the Business Case for Youth Savings

Tanaya Kilara, CGAP
Barbara Magnoni, President of EA Consultants
Monday, July 21, 2014

Youth under the age of 25 represent almost half of the world’s population today. For financial institutions, they are undoubtedly the clients of tomorrow. Yet many financial institutions steer clear from viewing youth as customers because it is difficult to serve them in a profitable manner. Marketing to these individuals is expensive, young customers generally operate in very small monetary amounts, and parents are their most significant influencers. Instead, financial institutions tend to focus on the more lucrative adult population and the short-term gains that come with that market.

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